'Payment by vein' coming soon to United Kingdom supermarkets


United Kingdom supermarket Costcutter is trialing a naked payments system based on finger vein recognition at its Brunel University location in London.

The "Fingopay" technology, installed at Costcutter at Brunel University, uses biometric readers which deploy infrared light to map customers' veins in 3D, generating a unique personal identifier.

Now, in London, Sthaler says that it expects 3,000 students to have signed up for the system by this November - enthusiasm was kickstarted with an offer of £5 in credit for the first 1,000 registrants - and that it's in talks to bring FingoPay to other United Kingdom supermarkets and to gyms and even nightclubs for membership verification. "No card details are stored with the retailer or ourselves, it is held with Worldpay, in the same way it is when you buy online", Binns told the Telegraph.

The cash-free solution is the latest "biometric payment" tool - a technology which uses a unique aspect of a person's body to make a cash payment.

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"This is the safest form of biometrics".

Finger scanners are used at cash points in places like Japan, Poland and Turkey but this is the first time the biometric technology has been used in a supermarket. Finger vein payments are expected to be a permanent fixture at the store, as Sthaler staff will remain on campus on a weekly basis to continue to register students into the system.

While the new system isn't perhaps that much more convenient or easier than tapping your phone or credit card to pay for goods it is way cooler and now even if you lose your wallet and your phone, you can just use your finger, which is nice.

Sthaler said vein technology was a highly secure version of identification as it could not be copied or stolen. "This deployment of Fingopay in Costcutter branches demonstrates how consumers increasingly want to see their payment methods secure and simple".